If you’re looking for quick credit repair advice you’ve come to the wrong place. This isn’t advice. I’m simply sharing a few of the things that helped me with my initial credit repair project. I had a lot of financial troubles in the last two years. Collections and charge offs made themselves a home on my credit report and after recovering, a little. I decided I needed to get my credit up again.
I looked for options as you might be doing right now and for me the best was going with someone who knew exactly what they were doing. I didn’t really feel I could get quick credit repair results myself. When I say quick, I mean 45 days or less. When I looked into companies that do it for you they always talked about how they were the quickest in the industry and that in 45 days I would be able to see a significant difference. It all sounded great except for what it was going to cost me.
My second option was to work on it myself. I realized that if I did it myself it wasn’t going to be a quick credit repair project but after talking to those guys at the credit repair companies I got the picture that they would be doing some disputing. I had no idea how to do it so I had to look into credit repair programs. After researching a little on the internet I picked a clear winner and started working on it.
In the first 2 months I removed 3 collections accounts. Yes I was surprised. I received a letter from the bureau telling me that the action taken was a removal and I jumped. I didn’t have a 750 credit score but that was quick. Credit repair was looking very possible after that first positive step.
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Once I realized that the techniques I started to use from Credit Repair Magic worked I started to go after the larger accounts. I corrected or removed 11 negative accounts from my credit report. It sounds like a lot but I was deep in the hole. I had a total of 24 accounts that needed to be addressed. Some I wanted to remove and being that they were re-aging my debt, it was very possible.
Re-aging of debt is a serious problem and a violation of statute of limitations. For that reason you can use it to have them remove a bad account from your record. You can read more about re-aging and techniques used to clear it when you get Credit Repair Magic. I know the page and the video look a little funny but the program is good. I came across the program through a credit repair review page.
It did make a difference. I’m glad I worked on it myself. I’m still working on some of the bigger, more difficult accounts. They aren’t budging and I think I might have to go to the professionals after all. The last time I talked to one of them they mentioned that the less I have to clear the less it costs because it’ll take less time to do it.
If you don’t want to go through the hassle and want really quick credit repair results the company I found to be reputable was Lexington law. I talked to one of their guys when I signed up for a free consultation and it’s probably my next step. I’d like to own a home in the next year or so, now that prices are low.
Lexington Law Free Consultation and Ebook.
Get your Credit Score from CreditReport.com – fast, free and easy!
Can credit repair secrets really help you repair your credit? Are they even real or just hoax to sell you the latest and greatest pill to clean your credit and become a homeowner or buy a car and or what ever else your trying to accomplish. Get the facts and understand that these credit repair secrets that work like magic are very real. They just aren’t secrets.
Credit, for many is a secret. That’s what makes some credit repair techniques a secret. Not that they aren’t known, simply that most consumers don’t know them. There’s been a whole industry built around our lack of knowledge and understanding of credit what our rights are and what we can do about it. That’s what the credit repair secrets consist of, what we can do about our credit.
Few now know that they can dispute their credit. How to do it is a whole other ball game and one that many of us are scared to get into and play. Rightfully so, before attempting to work on your own credit you should better understand why credit is reporting the way it is. An education in credit is one we should all have but very rarely get. We usually get into a relationship with money by the way we see our families relate to money and we follow the same patterns.
Some of the credit repair secrets that can help anyone’s credit score are very simple to implement. For example, for credit reports that aren’t severely damaged being an authorized user. This simply means that you have full access to a credit account that was probably not established by you. A brother, sister, mother father someone with a well established account and enough trust in you can give you a huge boost with their credit account.
For those less fortunate who don’t understand how credit works, closing accounts is a terrible thing to do. Many credit profiles seem to need repairs when in fact there’s nothing wrong and they’ve been paying their bills. The secret here is that many consumers think that by closing accounts their being responsible. Yes, it is responsible but it’s not what the scoring systems like to see.
So you see, they really aren’t secrets! Its simply a matter of educating yourself about credit and having a little understanding of how it works.
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For those who are in looking to learn these so called credit repair secrets for removing derogatory accounts, collections, charge offs and possibly even liens there’s programs that are very well reviewed that you can get.
I like to recommend Credit Repair Magic because it has helped me tremendously. I don’t presume to be a teacher and what I’m sharing here is from personal experience. I can simply tell you that the credit repair secrets I was looking for I found to be just a lack of knowledge and I got that knowledge from Credit Repair Magic.
I tried other products before Credit repair magic, but what did it for me was the credit repair reviews that I kept on running into about the product. Finding that many places rated it at the top of do it yourself programs gave me peace of mind and the 60 day trial period was great. I will have to add that to see significant results it does take 60 to 90 days. If you stay on it, you can see results sooner.
A year and a half ago my credit really sucked and discovering the credit repair secrets the pros use helped me out a lot.
I looked for options and it was a do it yourself program or Lexington Law. For those who don’t want to mess with credit themselves or don’t have the time to do it. Those guys have been around for a while and have a good reputation for clearing credit. They helped my with the last accounts I had to take fix. Those were really giving me a hard time.
You can learn more about them on their website and get a free consultation. They even gave me a free credit repair ebook just for signing up for the consultation.
Lexington Law Free Consultation and Ebook.
Get your Credit Score from CreditReport.com – fast, free and easy!
